Hartford CT Short Sale Realtors - Stop Mortgage Foreclosure Services in Hartford, Connecticut For Sale

 
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Hartford CT Short Sale Realtors
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As the real estate market continues to struggle, many homeowners are finding themselves in a dilemma. Since home prices are at record lows, it is very common now for a borrower to owe more on their mortgage than the property is even worth. This is where short sale come into play.
A Hartford CT short sale is a transaction in real estate that takes place when a homeowner can prove to their lender that they are in no position to continue paying on their home. Financial hardships that can qualify borrowers include job loss, increased living expenses, divorce, relocation, medical expenses, vacant rental property, and others. 
Hartford CT Short Sale Information 
The first step in the short sale process is to find an experienced Hartford short sale Realtor who will walk you through the entire short sale process at no cost to you. This agent will list and market your property and will remain in constant communication with your lender to ensure the process goes smoothly.
In most cases, a short sale is to your lender's advantage when compared to a foreclosure. The foreclosure process is often drawn out and very costly to lenders. Not only is the short sale process easier for them, but it's also cheaper. Rather than gaining your property as another bank owned home that will likely sit vacant for months if not years, your lender would likely prefer that you short sale the property with help from a short sale specialist.
Since Connecticut is a non-recourse state, lenders are not allowed to pursue deficiency judgments. This means if you owe $300,000 on your property and it short sells for $250,000, you will be forgiven of the $50,000 deficiency amount.
While a short sale generally causes a decrease to one's credit score, it is fairly easy to recover from when compared to a foreclosure. Most sellers are able to purchase new homes within two years of the transaction. Missed mortgage payments can decrease one's credit score by 30 points each. For this reason, it is important to begin the short sale process as soon as possible.  
www.HartfordShortSale.com
877-737-xxxx
 
Short sale your Hartford real estate with expert Realtor help to stop foreclosure on your home. FREE short sale help to Hartford CT homeowners in financial hardship. Our short sale specialist Realtors work areas such as Rocky Hill CT short sales as well as the rest of Connecticut.
 
• Location: Hartford
• Post ID: xxxx245 hartford
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